Coverage for Residential Strata Complexes
All Risks of Physical loss or damage including but not limited fire, lightning, explosion, bursting and overflowing of water tanks, apparatus and pipes, burglary, housebreaking, aircraft, aerial devices and articles dropped there from, earthquake or volcanic eruption, thunderbolt, storm and tempest, hurricane, cyclone, windstorm, sea wave, tidal wave, flood, subterranean fire, riot, strike and civil commotion, malicious damage, accidental damage, damage by smoke, damage by falling trees or limbs, Accidental Physical Damage, Strata /directors & Officers Liability, public liability, employers liability, money insurance, fidelity guarantee, auditors fees, subject to policy limits.
*This policy is subject to the pro-rata condition of average