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Machinery Breakdown

Covers unforeseen and sudden physical loss or damage to the insured machinery from causes such as defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, tearing apart on account of centrifugal force, short circuit, storm, or from any other cause not specifically excluded subject to policy limits.

The coverage applies after successful completion of the performance acceptance tests whether the machinery is at work or at rest, or being dismantled for the purpose of cleaning or overhauling, or in the course of the aforesaid operations themselves, or when being shifted within the premises, or during subsequent re-erection.

An important point to note is that coverage ceases if the machinery is removed from the premises for any reason.

If this cover is required an endorsement is needed and an additional premium is payable.

*This policy is subject to the pro-rata condition of average.

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Key Insurance Company was incorporated in 1982. The Company was subsequently registered by the Superintendent of Insurance serving at that time, as a general insurance Company in November of that same year.


6C Half Way Tree Rd Kingston 5 PHONE: (876) 926-6278 EMAIL: SITE:
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